Here’s how dollar-cost averaging performs in a market that’s going mostly sideways, with a few ups and downs. Let’s assume that $10,000 is split equally among four purchases at prices of $50, $40, $60 and $55 over the course of a year. Those four purchases will get 199.6 shares, basically what a lump-sum purchase overcome […]

Adverse economic conditions can cause severe concerns for bank investors. A lot of income from fees can be generated from mortgage originations, and fewer home sales mean less fee income. A bank might also view loans on an individual basis, making a reserve when it appears that the borrower might have problems paying it back. […]